The New Way to get Life Insurance
- No Medical Exam
- No Sales Calls
- Guaranteed Coverage
Get a customized policy in 10 minutes!
The Ethos online wizard automates the underwriting process, whether it's getting quotes or an actual policy.
See your options with multiple personalized coverage plans to choose from before you apply.
Choose your plan and get coverage in about 10 minutes with no medical exam — just a few health questions.
Our team is available at any time to answer questions and help you activate your policy.
We work with the industry's top life insurance carriers with A+ (Superior) ratings from A.M. Best for insurer financial strength.
95% of all applicants qualify for insurance and you're guaranteed to be approved if you're between the ages of 66 and 85.
Take your policy for a trial run with a 30-day money-back guarantee. If you're not fully satisfied in the first 30 days, we'll refund you in full.
Get anywhere from $20,000 to $2 million in life insurance protection. Choose between 10-, 15-, 20-, and 30-year terms.
Our 100% online and hassle-free process makes it easy to apply. What traditionally took weeks can now be done in minutes.
Coverage starts the moment you make your first payment. Coverage lasts your lifetime if you keep up with the premiums.
The series of questions you'll answer will ensure you get a customized policy based on your personal situation, needs & goals.
All policies are underwritten based on the needs of the individual and family. There are numerous factors that help to determine the premiums, for example, your gender, age, location, health, coverage amount, all play a part in determining the cost.
Term Life is exactly as it sounds, it is life insurance for a designated term, typically 10-30 years. While, Whole Life is insurance that will last the entirety of your life, your whole life.
Riders are like an add-on. These are additional benefits that you can add to customize your policy. The most common include guaranteed insurability, accidental death, waiver of premium, family income benefit, accelerated death benefit, child term, long-term care, and return of premium riders.